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5 Steps to Control your Super | An AustralianSuper Editorial

November 9, 2023

With the start of a new financial year, here are steps to help take control of your super:

1 Choose a super fund that works for you
You may want to consider things like strong long-term investment performance1, low admin fees2 and a profit-for-member approach, where returns go back to members.

2. Consolidate your funds

If you have more than one super fund, you could be paying more than one set of fees. Combining multiple accounts into one fund can potentially save you thousands throughout your working life3.

3 Add more when you can

The more you add to your super, the better chance it has to grow4.

Making extra contributions could also make a big difference to your final balance.

4 Check your insurance

Did you know most super funds provide some form of insurance cover? Check you have the right cover for your lifestyle, and you’re not paying more than you need to.

5 Stick with your fund

Sticking with the right super fund is one of the simplest ways to grow your super. By doing this, you may be better placed to achieve the retirement lifestyle you want.

Remember, everyone’s financial journey is unique, consider seeking advice5 to suit your needs at each life stage.

Explore advice options here.


1 Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

2 Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2022. Survey compares administration fees and costs for MySuper products for a $50,000 balance. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.

3 Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice.

4Before adding to your super, consider your financial circumstances, contribution caps that may apply, and tax issues. We recommend you consider seeking financial advice.

5 There’s no charge for general advice about your super account. The financial advice you receive will be provided by Link Advice Pty Limited ABN 36 105 811 836, AFSL 238145 and will be their responsibility.
Personal product advice provided may attract a fee, which will be outlined before any work is completed and is subject to your agreement. Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply

This information may be general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision about AustralianSuper, you should think about your financial requirements and refer to the relevant Product Disclosure Statement available at or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at

Sponsored by AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898

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